Advertisement

4 reliable Singapore blue-chip stocks ideal for retirees
News

Advertisement

Retirement should be a blissful period when we can enjoy our golden years in comfort and happiness.

One aspect you should remember, though, is that you no longer draw any income from a salary after you stop working.

The ideal scenario is to fund your retirement using a stream of passive income such as dividends.

Retirees also need to ensure that they protect their pot of gold as they will rely on it for daily and emergency expenses.

To this end, blue-chip companies can provide the stability and certainty that this group of investors seek.

Here are four dependable blue-chip stocks that not only pay out regular dividends but can also offer you a good night’s sleep.

Singapore Exchange Limited (SGX: S68)

Singapore Exchange Limited, or SGX, is Singapore’s sole stock exchange operator and enjoys a natural monopoly.

SGX has been a stalwart all these years and the group has been paying dividends consistently since fiscal 2001 (FY2001).

The bourse operator reported net revenue of S$695.4 million for the first half of its fiscal year ending 30 June 2026 (1HFY2026), up 7.6% year on year (YoY).

Net profit attributable to shareholders, however, was broadly flat at S$342.7 million, up just 0.8% year on year.

While operating profit jumped 10.8%, this was largely offset by lower non-operating gains and a S$15.0 million goodwill impairment related to Scientific Beta.

On an adjusted basis, net profit rose 11.6% to S$357.1 million.

SGX generated net cash from operating activities of S$363.7 million for 1HFY2026.

The group declared an interim quarterly dividend of S$0.11, bringing total dividends for 1HFY2026 to S$0.2175, up from S$0.180 a year ago.

At the current share price of S$20.35, SGX offers a forward dividend yield of 2.2%.

Looking ahead, management remains on track to achieve organic top-line growth of 6-8% (excluding treasury income).

Expenses are guided to increase 4-6% with capital expenditure of S$90-S$95 million for FY2026.

SGX is confident of maintaining its 0.25 cents quarterly dividend increase until the end of FY2028.

United Overseas Bank Ltd (SGX: U11)

United Overseas Bank Ltd, or UOB, is one of Singapore’s three big local banks.

Over the past few years, the bank has demonstrated its resilience, emerging as a bastion of strength throughout the pandemic, and remains a steady performer in the current environment.

After benefiting from higher interest rates in recent years, the bank has managed to sustain solid earnings even as the rate cycle begins to turn.

UOB declared a total dividend of S$1.56 per ordinary share for FY2025, comprising an interim dividend of S$0.85 and a final dividend of S$0.71, compared to S$1.80 in FY2024 which included a special dividend of S$0.50.

This translates into a dividend yield of approximately 4.23%, reinforcing its appeal to income-focused investors.

While the Federal Reserve has slowed its pace to just one expected rate cut for the remainder of 2026, UOB remains resilient as growing regional income and steady fee growth help offset pressure on interest margins.

CEO Wee Ee Cheong has maintained a full-year net interest margin guidance of 1.75% to 1.80%, while narrowing fee growth expectations to the high single-digit range alongside low single-digit loan growth.

Although margin headwinds persist, record fee income and disciplined cost management provide a solid foundation for earnings.

Growth opportunities continue to emerge from developing markets like Indonesia, where the bank is leveraging its regional network to capture steady momentum.

ASEAN’s growth trajectory remains intact, powered by structural trends such as digitalisation, infrastructure investments, and deepening regional integration.

This focus on regional expansion, supported by a strong balance sheet and robust capital, enables the bank to deliver more value while tapping into the broader ASEAN franchise.

Singapore Technologies Engineering Ltd (SGX: S63)

Singapore Technologies Engineering, or STE, is an engineering and technology conglomerate serving the aerospace, smart city, and defence sectors.

This stalwart has been steadily growing its order book over the past three years.

STE’s order book has grown from S$28.5 billion in FY2024 to S$33.2 billion at the end of December 2025.

The group reported a strong set of results for the full year of 2025 (FY2025) on a base operating performance (BOP) basis, which strips out one-off impairment losses and divestment gains.

Revenue rose 9% year on year to S$12.3 billion, with its two growth engines being Commercial Aerospace, where BOP EBIT surged 22% YoY, and Defence & Public Security, which saw BOP EBIT rise 14% YoY.

STE declared a total dividend of S$0.23 per share for FY2025, including a special dividend of S$0.05 and a final dividend of S$0.06.

Building on its Investor Day targets, the group plans to raise its annual dividend to S$0.18 this year and has implemented a progressive policy from 2026 that links future increases to one-third of its net profit growth.

At the current share price of S$11.20, STE offers a dividend yield of 2.05%.

In addition to defence and aerospace, STE is achieving significant success in smart mobility, as its advanced tolling systems are being more widely implemented throughout key transportation networks in the US.

CapitaLand Investment Limited (SGX: 9CI)

CapitaLand Investment Limited, or CLI, is a real estate investment manager (REIM) with around S$125 billion of funds under management (FUM) as of 31 December 2025.

For the full year of 2025 (FY2025), CLI reported revenue of S$2.1 billion, down 24% YoY.

However, the decline was largely due to the deconsolidation of CapitaLand Ascott Trust (CLAS) following a stake sale in December 2024.

Adjusting for this, revenue remained stable.

Fee-Related Business (FRB) revenue rose 3% to S$1.2 billion, while Real Estate Investment Business (REIB) revenue fell 45% to S$1.0 billion, reflecting the CLAS effect and the absence of contributions from divested properties.

On the lodging front, overall RevPAU rose 3% to S$91, led by Japan and Korea (+11%) and Europe (+7%), though China dipped 3%.

The Ascott Limited also delivered record contract signings of approximately 19,000 units during the year.

The board proposed a tax-exempt dividend of S$0.120 per share for FY 2025, unchanged from a year ago, though total payout fell as FY2024 included a special distribution in specie of CICT units worth S$0.065 per share.

This translates to a dividend yield of approximately 4.3%.

look Watch AD
Unlock More

Advertisement

Advertisement

line Recommend Recommend
Elon Musk and DOGE promised up to $2 trillion in government savings. How much have they actually saved so far?
Elon Musk and DOGE promised up to $2 trillion in government savings. How much have they actually saved so far?
As the head of President Trump’s new Department of Government Efficiency (DOGE), Tesla CEO Elon Musk has vowed to cut between $1 trillion and $2 trillion from the annual federal budget by 2026.
Worsening Air Quality in Malaysia Due to Transboundary Haze
Worsening Air Quality in Malaysia Due to Transboundary Haze
Eight regions in Malaysia are experiencing unhealthy air quality, partially due to worsening transboundary haze, according to the country's Environment Department.
Rubber factory blaze at Johor's Sengkang Industrial Area enters 2nd day, firefighters earlier faced foam shortage
Rubber factory blaze at Johor's Sengkang Industrial Area enters 2nd day, firefighters earlier faced foam shortage
Firefighting operations to contain a rubber factory blaze at the Sengkang Industrial Area in Johor's Senai entered the second day on Wednesday (Feb 25).
Maybank Reports Increased Profits for Q4 2025 and Full Financial Year
Maybank Reports Increased Profits for Q4 2025 and Full Financial Year
Maybank, Malaysia's largest bank, has announced higher profits for the fourth quarter (Q4) of 2025 and the full financial year.
Must-See Art Exhibitions to Experience This Ramadan
Must-See Art Exhibitions to Experience This Ramadan
Malaysia's Prime Minister Urges Southeast Asian Countries to Enhance Trade Amid Global Uncertainty
Malaysia's Prime Minister Urges Southeast Asian Countries to Enhance Trade Amid Global Uncertainty
KUALA LUMPUR — Malaysia's Prime Minister Anwar Ibrahim on Wednesday (July 9) urged Southeast Asian countries to "act with purpose" and enhance trade among each other in the face of global uncertainty, as regional foreign ministers met amid renewed jitters over US trade tariffs.
Key partner in Malaysia's ruling coalition calls for royal inquiry into anti-graft agency
Key partner in Malaysia's ruling coalition calls for royal inquiry into anti-graft agency
KUALA LUMPUR — A key party in Malaysia's ruling coalition called on Wednesday (Feb 25) for a royal commission of inquiry (RCI) to be formed to investigate misconduct allegations against the country's anti-graft agency.
AlUla Festival: Celebrating Celestial Heritage, Adventure, and Discovery
AlUla Festival: Celebrating Celestial Heritage, Adventure, and Discovery
Reigniting Roots: The Ramadan Bonfire Tradition Returns to Saudi Arabia’s Northern
Reigniting Roots: The Ramadan Bonfire Tradition Returns to Saudi Arabia’s Northern
Malaysia Detects 10 New Tuberculosis Clusters Across Seven States
Malaysia Detects 10 New Tuberculosis Clusters Across Seven States
As of Saturday (Feb 7), Malaysia has identified 10 new tuberculosis clusters in seven states, with Johor reporting the highest number of cases at 37, announced Malaysian Health Minister Dzulkefly Ahmad.
Man slashed in broad daylight in Penang, attackers flee on motorcycle
Man slashed in broad daylight in Penang, attackers flee on motorcycle
A Malaysian man was left bloodied after being repeatedly slashed by machete-wielding assailants in Penang.
Investigation on Alleged Conspiracy to Topple Government in Malaysia
Investigation on Alleged Conspiracy to Topple Government in Malaysia
In Kuala Lumpur, Malaysia's top police official announced on Friday (Feb 27) that authorities are looking into an alleged conspiracy to "topple the government and sabotage national stability."
Malaysian Parliament Rejects Constitutional Amendment on Term Limit for Premiership
Malaysian Parliament Rejects Constitutional Amendment on Term Limit for Premiership
In a closely-fought decision, Malaysia's lower house of parliament on Monday (March 2) narrowly turned down a constitutional amendment that would have restricted the premiership to two terms, with a significant number of abstentions and no explicit 'nays'.
Islamic Nations Unite Behind Riyadh Charter for Ethical AI
Islamic Nations Unite Behind Riyadh Charter for Ethical AI
How Young Saudis Are Blending Tradition with Modernity This Ramadan
How Young Saudis Are Blending Tradition with Modernity This Ramadan
Anwar praises 7 young men for jumping into lake to save mother, children after accident
Anwar praises 7 young men for jumping into lake to save mother, children after accident
Seven young men have earned the praise of Malaysian Prime Minister Anwar Ibrahim after they were seen in a video jumping into a lake to save a mother and her two young children on Wednesday (Feb 25).
ICA intercepts Malaysia-registered car attempting to evade clearance at Tuas Checkpoint; 2 arrested with drugs
ICA intercepts Malaysia-registered car attempting to evade clearance at Tuas Checkpoint; 2 arrested with drugs
Two men have been arrested following a manhunt for a Malaysia-registered car that was seen driving recklessly at the Johor Bahru checkpoint.
A Man Clings to Ex-Wife's Car, Falls and Takes a Tumble
A Man Clings to Ex-Wife's Car, Falls and Takes a Tumble
Some individuals hold on to deteriorating relationships even when they are barely hanging on by a thread - and one man took this concept quite literally.
Shocking Discovery of Live Maggots in Fried Chicken Bought at Ramadan Bazaar in Malaysia
Shocking Discovery of Live Maggots in Fried Chicken Bought at Ramadan Bazaar in Malaysia
An individual who purchased food at a Ramadan bazaar in Malaysia to show support for local vendors was taken aback to find live maggots in her fried chicken.
Alleged Plot to Topple Malaysian Government Unveiled
Alleged Plot to Topple Malaysian Government Unveiled
During an address to parliament on Tuesday (March 3), Malaysia's Prime Minister disclosed details of an alleged scheme to undermine national institutions before the upcoming election. The suspect behind this plot reportedly hired an international public relations firm to orchestrate a coordinated attack.